Mortgage Protection
Mortgage Protection Insurance is a crucial cover that ensures that ownership of your home remains safe even in the event of your untimely passing. This coverage guarantees that your mortgage will be paid off to the lender, alleviating any potential financial burden on your family during an already difficult time.
Our experienced team is dedicated to finding the right mortgage protection solution for you helping you safeguard your home and your family’s future.
Family Protection
In the event of your untimely death or serious illness you need to consider the financial SECURITY of your Family.
Life insurance provides a vital safety net for your family, ensuring their protection from financial hardships in the unfortunate event of your untimely passing.
Serious illness cover is a policy that can be set up on its own or purchased as an additional benefit to most life insurance policies. It pays out a tax-free, cash lump sum if you are diagnosed with a life-threatening illness such as cancer, heart attack or stroke. There are many different types of life and serious illness assurance products available in the market-place it is important to identify and discuss your specific requirements. We will use our experience and expertise to find the most suitable and cost-effective solution for your life insurance and or serious illness needs.
Section 72 life insurance policy
This is a life insurance policy which will help you to protect your family against having to pay inheritance tax.
Section 72 Policy is a type of Life Insurance Policy that parents buy in Ireland to pay their children’s inheritance tax bill. It is called so because it is defined in Section 72 of the Capital Acquisition Tax Consolidation Act 2003.
The Section 72 Policy works pretty much the same as regular life insurance policies. You take the policy, you pay the premium, and your benefactor gets a tax-free lump sum. But in the case of Section 72, the benefactor must use it to clear the inheritance tax.
This policy is relatively straight-forward to set up, however it is subject to medical underwriting.
